Charity · Multiplication · Noble Reward
إِنَّ الْمُصَّدِّقِينَ وَالْمُصَّدِّقَاتِ وَأَقْرَضُوا اللَّهَ قَرْضًا حَسَنًا يُضَاعَفُ لَهُمْ وَلَهُمْ أَجْرٌ كَرِيمٌ
“Verily, the men who give charity and the women who give charity and [they who] have loaned Allah a goodly or beautiful loan, it will be multiplied for them, and they will have a noble or generous reward.”
Language and form
The wording carries the character of continuous giving
The terms for male and female givers arise from the language of giving Sadaqah. Their assimilated sound supports ease of articulation and can add intensity, emphasis, continuity, and habituality to the expression.
The male givers of charity
The masculine plural identifies the men who give Sadaqah.
The female givers of charity
The feminine plural identifies the women who give Sadaqah.
To give Sadaqah
The verb and noun establish charity as the central action of this reading.
The Taa’ fuses into the Saad, producing two Saads rather than a Taa’ followed by a Saad. This إِدْغَام (Idghaam, assimilation) eases articulation.
Two readings
Charity and belief form two interpretive lenses
The reading of the opening terms determines whether the whole ayah centers on spending or whether belief stands beside the beautiful loan.
الْمُصَّدِّقِينَ Al-Mussaddiqeen
This reading means the male givers of charity, alongside الْمُصَّدِّقَاتِ, the female givers of charity. The entire ayah concerns spending, using two different expressions for it: giving Sadaqah and giving Allah a beautiful loan.
مُصَدِّق Musaddiq
This form comes from صَدَّقَ (Saddaqa) and تَصْدِيق (Tasdeeq), meaning to believe. The opening then means “the male believers and the female believers.” Joined to the beautiful loan, it mirrors the Surah’s earlier pairing of belief and spending.
Explicit inclusion
Men and women are named separately
This is the third time in the Surah that Allah mentions men and women separately rather than addressing both through one collective noun.
Women receive explicit recognition in reward and responsibility
Women are highlighted and honoured specifically in reward and status. Their direct mention in relation to Sadaqah also establishes their responsibility to give alongside men and encourages their generosity.
يَوْمَ تَرَى الْمُؤْمِنِينَ وَالْمُؤْمِنَاتِ “The day you will see the male believers and the female believers”
يَوْمَ يَقُولُ الْمُنَافِقُونَ وَالْمُنَافِقَاتُ “The day the male hypocrites and the female hypocrites will call out”
الْمُصَّدِّقِينَ وَالْمُصَّدِّقَاتِ The male givers of charity and the female givers of charity
Grammatical movement
The ayah moves from nouns into a verb
The first part names the givers through nouns. The second part follows وَ with the verb أَقْرَضُوا, creating a deliberate break in the surface flow.
The literal surface movement reads: “Verily, the male givers of Sadaqah and the female givers of Sadaqah and they give a loan.”
The definite article carries the sense of “those who”
The ال on الْمُصَّدِّقِينَ carries the meaning of الَّذِينَ — “those.” The two nouns are then understood verbally: “Verily, those who give Sadaqah from the males and females, and give a loan …”
Regular charity culminates in the beautiful loan
The joined sense becomes: “Indeed, those men and women who spend often and regularly in charity, and as such have given Allah a beautiful loan, it will be multiplied for them and they will have a generous or noble reward …”
The beautiful loan
Beauty encompasses the gift, its manner, and its intention
وَأَقْرَضُوا اللَّهَ قَرْضًا حَسَنًا
“And they give Allah a loan that is Hasan”
A beautiful manner
The loan is given in a beautiful way.
A beautiful loan
The gift itself carries the quality of Hasan.
A beautiful intention
The intention behind the giving is beautiful.
Question fulfilled
The earlier invitation returns as a confirmed outcome
The earlier section on belief and spending ends with a question. This ayah returns to the same loan, multiplication, and reward in the form of a statement.
مَّن ذَا الَّذِي يُقْرِضُ اللَّهَ قَرْضًا حَسَنًا فَيُضَاعِفَهُ لَهُ وَلَهُ أَجْرٌ “Who is it that would loan Allah a goodly loan so He will multiply it for him and he will have a noble reward?”
إِنَّ الْمُصَّدِّقِينَ وَالْمُصَّدِّقَاتِ وَأَقْرَضُوا اللَّهَ قَرْضًا حَسَنًا يُضَاعَفُ لَهُمْ وَلَهُمْ أَجْرٌ كَرِيمٌ “Verily, the men who give charity and the women who give charity and [they who] have loaned Allah a goodly or beautiful loan, it will be multiplied for them, and they will have a noble or generous reward.”
The first mention asks who will give and gain the reward. This ayah identifies the answer: the men and women who give Sadaqah and give Allah a loan that is Hasan receive multiplication and a generous, noble reward.