Great reward is not restricted to the ability to give Sadaqah.
Those who are unable to give Sadaqah can still attain a great reward from Allah through belief in Him and His Messengers.
AYAH 57:19
QURANHIVE
وَالَّذِينَ آمَنُوا بِاللَّهِ وَرُسُلِهِ أُولَٰئِكَ هُمُ الصِّدِّيقُونَ ۖ وَالشُّهَدَاءُ عِندَ رَبِّهِمْ لَهُمْ أَجْرُهُمْ وَنُورُهُمْ ۖ وَالَّذِينَ كَفَرُوا وَكَذَّبُوا بِآيَاتِنَا أُولَٰئِكَ أَصْحَابُ الْجَحِيمِ
“And those who have believed in Allah and His Messengers, those are [in the ranks of] the attesters to the truth and the martyrs, with their Lord. For them is their reward and their light. But those who have disbelieved and denied Our verses - those are the companions of Hellfire”.
After charity and the beautiful loan are promised multiplication and a generous or noble reward, belief in Allah and His Messengers establishes a broader criterion for attaining great reward.
Those who are unable to give Sadaqah can still attain a great reward from Allah through belief in Him and His Messengers.
The opening description carries a general reading and a specific reading.
The verse applies to everyone who believes in Allah and His Messengers.
The الصِّدِّيقُونَ are those who believed in the Messengers at the moment they came to them and never rejected them for even an instant. This includes the people of Aali Yaseen—the followers of Ilyas (as)—and the believing man from the household of Fir’awn.
Ustadh Nu’man states that the people of Aali Yaseen have no relationship to the story in Surah Ya-Seen.
Within the Muslim religious community, eight individuals preceded all the people of the earth in embracing Islam: Abu Bakr, ‘Ali, Zaid, ‘Uthman, Talhah, Az-Zubair, Sa’d, and Hamzah. A ninth is ‘Umar, whom Allah joined to them because of what He knew of the sincerity of his intention.
“Believe in Allah and His Messenger”
The singular “Messenger” appears in the earlier command.
Rusulihi · “His Messengers”
The plural is broader. It encompasses those who believe in all His Messengers and those who believed in their Messengers when they came to them. Such believers are the الصِّدِّيقُونَ.
The ayah names truthfulness that remains firm in every circumstance and testimony rooted in presence, stability, and value.
As-Siddeeqoon
Someone who is truthful.
One who is always truthful. The word is also used in Arabic for “a friend.”
One who is truthful under all circumstances and attests to the truth whether it is easy or difficult.
Ash-Shuhadaa’ · plural of Shaheed
The Qur’an uses the word in two senses:
The interpretation turns on the وَ between الصِّدِّيقُونَ and الشُّهَدَاءُ: it may connect the two descriptions or begin a new statement.
Those who believe in Allah and His Messengers are the Siddeeqoon: those who immediately and strongly attest to the truth.
The Shuhadaa’ form another group: those killed in Allah’s path or those who will serve as witnesses on the Day of Judgement. The martyrs or witnesses have their reward and their light with their Lord.
Those who believe in Allah and His Messengers are both the Siddeeqoon and the Shuhadaa’. The believers who reach the rank of Siddeeq are also the Shuhadaa’ before their Lord.
With their Rabb, all of them possess their reward and their light.
أَجْرُهُمْ وَنُورُهُمْ joins the promised destination to the means of arriving there.
The outward and inward aspects are both required to pass the Siraat, the bridge to Jannah.
Disbelief and denial of Allah’s signs lead directly to the companions of Hellfire.
Hypocrites profess belief or pretend to be believers while harbouring and concealing disbelief.
The root carries burning, blazing, fierce intensity, and a fixed stare.
Jaheem
Jaheem is a name of Hellfire. Its flame and burning are intense and vehement, and everything about it—including its sight and sound—is characterised by intensity and vehemency.
The فَعِيل (Fa’eel) pattern also conveys something that abides and does not let off.
What is meant is ‘Those who disbelieved in Allah and denied the Qur’an (i.e., Our Ayaat). It includes the polytheists (Mushrikoon), the Jews (Yahood), and the Christians (Nasaaraa), though they differ in their levels within Hellfire. The polytheists deserved Hell from every angle of their disbelief. The Jews deserved it from the day they denied ‘Isa peace be upon him. And the Christians, some of them deserved it when they ascribed a son to Allah, and some of them from the moment they denied the message of Muhammad ﷺ.
Ibn ‘Ashour
Concerning His, exalted is He, saying: الَّذِينَ كَفَرُوا وَكَذَّبُوا بِآيَاتِنَا “But those who disbelieved and denied Our Ayaat” it means: In the Messengers and the miracles. أُولَٰئِكَ أَصْحَابُ الْجَحِيمِ “Those are the companions of the Hellfire” and so, they have no reward and no light.
Al-Qurtubi